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As Chainlink (LINK) continues to play a pivotal role in decentralized data delivery, some of its holders are now turning their focus to a completely different kind of opportunity—Mutuum Finance (MUTM). Unlike LINK, which powers oracles across blockchains, Mutuum Finance (MUTM) is building a revenue-sharing DeFi ecosystem where utility and rewards are deeply tied to user interaction. With a starting price of just $0.03 and a strong presale showing, this emerging altcoin is quietly attracting the attention of serious crypto capital.
According to recent on-chain data, $32,000 worth of Chainlink (LINK) has been rotated into Mutuum Finance (MUTM) within just a few days, as investors diversify into a lending platform combining structural innovation and staking-driven returns post launch. At the current presale price of $0.03, that allocation secured approximately 1,066,666 tokens. If Mutuum reaches its conservative post-launch target of $0.15, that holding could grow to $160,000—a 5x return in the first trading cycle alone.
Built for Scale: CertiK Security and Layer 2 Readiness
Mutuum Finance (MUTM) has completed a full audit by CertiK and launched a $50,000 Bug Bounty Program, inviting top white hats to test the smart contract framework ahead of the upcoming public release. As part of the broader roadmap, the development team plans to integrate Layer-2 scaling to make transactions faster and cheaper for everyday users. This decision not only solves Ethereum’s congestion problems but positions Mutuum as one of the few protocols under $0.04 actively preparing for high-volume growth.
All funds will be secured by non-custodial smart contracts, allowing users to retain full control over their capital at all times. By staking mtTokens into designated contracts, users become eligible for MUTM dividends generated from protocol fee used to buyback MUTM from open market—creating an additional revenue stream on top of the interest earned through lending activity.
The team also plans to release a beta version of the Mutuum platform around the time of token launch, providing early access to core lending functionality. Combined with an ongoing $100,000 giveaway—where ten early backers will receive $10,000 worth of MUTM each—the protocol is building momentum through both community and innovation.
Two Lending Paths, One Shared Mission: Yield
At the heart of the Mutuum protocol lies a dual-mode lending system—one designed for predictability, and the other for flexibility. The Peer-to-Contract (P2C) model will allow users to deposit assets like ETH, USDC, or BTC into shared lending pools that issue overcollateralized loans. These deposits will generate mtTokens in 1:1, which are interest-accruing ERC-20 compliant tokens that represent the user’s principal and growing yield. For instance, someone who deposits $18,000 in USDD will receive mtUSDD at a 1:1 ratio, and with an average APY of 15% (depending on pool utilization), they’ll earn $2,700 in passive income annually without any manual reinvestment.
As utilization of these P2C pools increases, interest rates will also rise, attracting more lenders and keeping the system balanced through a self-adjusting mechanism. Borrowers will have the option to select between variable and stable rates, giving them greater control over their repayment terms.
Then there’s the Peer-to-Peer (P2P) model—designed for those who want more freedom and risk-adjusted control. Here, users will be able to set personalized terms directly with one another, including collateral type, interest rate, and loan duration. Assets like PEPE, SHIB, or even niche tokens that typically don’t qualify for traditional lending protocols can be used as collateral in this isolated, trustless environment. Since there is no shared pool backing these loans, lenders will be able to price in risk accordingly, targeting higher yields in exchange for direct exposure.
This separation between P2C and P2P lending ensures that Mutuum Finance (MUTM) can expand across multiple asset types while protecting core protocol health. It’s a structure that allows for mass adoption—serving both conservative DeFi participants and yield-maximizing risk takers in a secure framework.
With 65% of Phase 5 already sold out, the price will soon rise to $0.035 in Phase 6. This is the best time to buy MUTM while it’s still available at $0.03—before the next price jump.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
Disclaimer: This is a Press Release provided by a third party who is responsible for the content. Please conduct your own research before taking any action based on the content.
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