How does the credit card work in My Winter Car and how to change the pin

The credit card is an essential item in My Winter Car, and you’ll need to use it regularly for various tasks.

All financial transactions in My Winter Car primarily happen via the digital medium. While there’s cash, you’ll need to withdraw it at the ATM with the credit card, but you will need to set your PIN to do so.

What’s your credit card PIN in My Winter Car

When you start playing the game, your credit card won’t have a PIN. The first four-digit code you use will be your PIN for the remainder of the save. To do so, go to any ATM and use the credit card (you can try the one at the Gas Station).

Image via Amistech Games

You can’t change it directly from within the game, so be sure to remember it. There’s an external workaround, though, in case you must make a change.

How to change the credit card PIN in My Winter Car

This part is slightly tricky, so follow the instructions as mentioned here.

• Open the LocalLow folder in AppData (can be found in the root directory of your PC).
• Open the subfolder Amistech, and then go to the My Winter Car folder.
• Inside, you’ll find a SaveFile.txt. Open the file and load it into the MSCEditor.
• Look for the entry creditcardpin, and you’ll find your PIN. You can change the PIN from here and save to modify your older security code.

How to use the credit card in My Winter Car

Once you find an ATM, complete the following steps.

Image via Amistech Games

• Use the credit card and enter your PIN.
• If you want to withdraw, choose Otto.
• If you want to view transactions, choose Tapahtumat.
• Select the correct amount.

Once done, pick your credit card and the cash (this will automatically reflect on top of your screen, along with other player attributes).

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