Tempo integrates Open USD for enterprise payments and treasury

Open USD, the stablecoin built by OpenStandard and backed by Stripe subsidiary Bridge, is now live on Tempo with more than $400M in liquidity. The integration gives businesses a new on-ramp for payments, settlement, and treasury operations on what might be the most enterprise-focused Layer 1 blockchain in crypto right now.

What OUSD brings to the table

OUSD’s reserves are held at BlackRock, Lead Bank, and BNY. The economics are designed to be unusually partner-friendly. There are zero mint or redeem fees and no volume caps, meaning enterprises can move large sums without getting dinged on every transaction. Partners can capture nearly all of the reserve earnings, with only a small management fee skimmed off the top.

Somewhere between 140 and 200 businesses participate in OUSD’s collaborative framework, a roster that reportedly includes names like Visa, Mastercard, and Coinbase.

Why Tempo matters as the rails

Tempo, the Layer 1 blockchain developed by Stripe and Paradigm, launched its mainnet on March 18, 2026, with a singular obsession: stablecoin payments. Average transaction fees sit below $0.001. For context, a company settling a million transactions per month would pay less than $1,000 in network fees.

The chain also ships with a built-in stablecoin decentralized exchange and a Fee Automated Market Maker. The DEX handles swaps between stablecoins natively, while the Fee AMM is designed to keep operational liquidity flowing smoothly across the network.

OUSD went live on September 30, 2026, across multiple chains including Base, Ethereum, and Solana. The $400M liquidity figure on Tempo alone suggests that’s where the institutional demand is concentrating.

Disclosure: This article was edited by Kaye Quema. For more information on how we create and review content, see our Editorial Policy.