Ripple and OpenPayd Partner to Deliver Enterprise-Ready Stablecoin and Payment Infrastructure

TLDR:

• Deal links Ripple blockchain rails to OpenPayd IBAN accounts for near-real-time payments.
• OpenPayd will mint and burn RLUSD, letting firms swap fiat and stablecoin via single API.
• The combined platform covers EUR, GBP, and USD rails, plus 90+ payout markets already on Ripple.
• Move targets growing demand for compliant, enterprise-grade stablecoin treasury solutions.

Ripple has teamed up with financial infrastructure provider OpenPayd to launch a stablecoin-ready global payment solution for enterprises. 

This new collaboration aims to merge Ripple’s blockchain-based system with OpenPayd’s fiat capabilities. Businesses will now gain real-time access to stablecoin liquidity, global payments, and treasury operations in one place. 

The alliance simplifies how firms manage dollars across borders, using Ripple’s RLUSD and OpenPayd’s embedded services. With rising demand for compliant crypto infrastructure, this move positions both firms to offer a streamlined bridge between digital and traditional finance.

Ripple Cross-Border Payments Meet OpenPayd Fiat Rails

Ripple Payments, known for leveraging blockchain and digital assets, now gains support from OpenPayd’s extensive fiat infrastructure. 

This includes real-time payment rails, multi-currency accounts, and virtual IBANs that extend coverage into EUR and GBP. By combining these networks, enterprises can access faster, more transparent global transactions. 

Ripple’s solution, already active in over 90 payout markets, processed more than $70 billion in volume, making it one of the most established platforms in the space.

OpenPayd’s CEO, Iana Dimitrova, stated that businesses can now move funds globally while simplifying cross-border transactions and treasury management. She added that OpenPayd’s infrastructure supports the next generation of financial flows between blockchain and fiat systems.

Stablecoin Access at Scale

The partnership also includes support for Ripple USD (RLUSD), a stablecoin designed for enterprise use. 

OpenPayd will handle direct minting and burning of RLUSD, offering seamless conversion between fiat and digital assets. Businesses can integrate this stablecoin into their operations through a single API, enabling access to accounts, payments, and trading.

Jack McDonald, Ripple’s SVP of Stablecoins, noted that RLUSD combines compliance with real-time utility. He emphasized that connecting stablecoins to strong fiat on and off-ramps is key for global adoption. 

By embedding RLUSD into OpenPayd’s ecosystem, companies gain access to stable liquidity across borders.

Unifying Traditional Finance and Blockchain

This joint effort targets the growing number of businesses needing real-time, compliant infrastructure for global operations. 

As stablecoins become integral to financial strategy, a reliable bridge to traditional systems is essential. Ripple and OpenPayd believe success hinges on interoperable, rail-agnostic networks that support enterprise-grade use.

The partnership reflects a shared mission to future-proof payment flows with embedded crypto infrastructure. It offers businesses a clear path to adopt stablecoins and digital assets without losing the tools of traditional banking. 

With compliance, speed, and transparency in focus, Ripple and OpenPayd are building the rails for tomorrow’s financial systems.