Why You Can Trust CNET Money
Article updated on Jan 2, 2025
Here's where mortgage rates could be headed in the new year.
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Written by Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum laude from Colgate University with a bachelor's degree in English literature.
Edited by Laura Michelle Davis Editor Laura is a professional nitpicker and good-humored troubleshooter with over 10 years of experience in print and digital publishing. Before becoming an editor with CNET, she worked as an English teacher, Spanish medical interpreter, copy editor and proofreader. She is a fearless but flexible defender of both grammar and weightlifting, and firmly believes that technology should serve the people. Her first computer was a Macintosh Plus.
Reviewed by Melissa Cohn Expert Reviewer Melissa Cohn has been in the mortgage industry for over 35 years. She began her career with CitiMortgage before launching her own mortgage company, The Manhattan Mortgage Company, in 1985. As one of the very first independent mortgage brokers, Cohn exponentially grew her business into the #1 residential mortgage broker on the East Coast with more than $5 billion in annual volume. In 2020, she joined William Raveis Mortgage, where she is currently a top originator in the company. Her insights are regularly featured in the press -- including The Wall Street Journal, Forbes and Bloomberg.
Written by
Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum laude from Colgate University with a bachelor's degree in English literature.
Edited by
Laura Michelle Davis Editor Laura is a professional nitpicker and good-humored troubleshooter with over 10 years of experience in print and digital publishing. Before becoming an editor with CNET, she worked as an English teacher, Spanish medical interpreter, copy editor and proofreader. She is a fearless but flexible defender of both grammar and weightlifting, and firmly believes that technology should serve the people. Her first computer was a Macintosh Plus.
Reviewed by:
Melissa Cohn Expert Reviewer Melissa Cohn has been in the mortgage industry for over 35 years. She began her career with CitiMortgage before launching her own mortgage company, The Manhattan Mortgage Company, in 1985. As one of the very first independent mortgage brokers, Cohn exponentially grew her business into the #1 residential mortgage broker on the East Coast with more than $5 billion in annual volume. In 2020, she joined William Raveis Mortgage, where she is currently a top originator in the company. Her insights are regularly featured in the press -- including The Wall Street Journal, Forbes and Bloomberg.
Article updated on Jan 2, 2025
Our Experts
Written by Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum laude from Colgate University with a bachelor's degree in English literature.
Edited by Laura Michelle Davis Editor Laura is a professional nitpicker and good-humored troubleshooter with over 10 years of experience in print and digital publishing. Before becoming an editor with CNET, she worked as an English teacher, Spanish medical interpreter, copy editor and proofreader. She is a fearless but flexible defender of both grammar and weightlifting, and firmly believes that technology should serve the people. Her first computer was a Macintosh Plus.
Reviewed by Melissa Cohn Expert Reviewer Melissa Cohn has been in the mortgage industry for over 35 years. She began her career with CitiMortgage before launching her own mortgage company, The Manhattan Mortgage Company, in 1985. As one of the very first independent mortgage brokers, Cohn exponentially grew her business into the #1 residential mortgage broker on the East Coast with more than $5 billion in annual volume. In 2020, she joined William Raveis Mortgage, where she is currently a top originator in the company. Her insights are regularly featured in the press -- including The Wall Street Journal, Forbes and Bloomberg.
Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum laude from Colgate University with a bachelor's degree in English literature.
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